Legal

Terms of Service

Operator: Virtual Assets, Inc. (doing business as Crypto Dispensers)
Effective date: August 1, 2025

These Terms of Service (“Terms”) form a legally binding agreement between you (“you” or “User”) and Virtual Assets, Inc., doing business as Crypto Dispensers (“Crypto Dispensers,” “we,” “us,” or “our”). These Terms apply to your access to and use of all products, services, features, technologies, and content offered by Crypto Dispensers, whether accessed through our website, mobile interfaces, partner integrations, Bitcoin ATMs, or in store cash deposit experiences (collectively, the “Services”).

By creating an account, initiating a transaction, or otherwise using the Services, you: (i) acknowledge that you have read and understand these Terms; (ii) agree to be legally bound by them; and (iii) represent and warrant that you are at least 18 years old and have the legal capacity to enter into this agreement. If you do not agree to these Terms, you must not access or use the Services.

You understand and agree that the purchase, sale, and holding of Bitcoin and other digital assets involves risk, including the risk of loss of some or all of your funds. Crypto Dispensers does not provide investment, tax, or legal advice, and nothing in the Services or in these Terms should be interpreted as such advice. You are solely responsible for evaluating whether any transaction or use of the Services is appropriate for you in light of your financial circumstances, risk tolerance, and objectives.

1. Overview of Services

Crypto Dispensers provides technology and payment interfaces that allow eligible users to purchase Bitcoin using a range of supported payment methods. Depending on your jurisdiction and the specific product you use, the Services may include:

  • In store cash deposits: the ability to fund a purchase of Bitcoin by presenting a barcode or other payment credential at participating retail locations, where cash is accepted and routed through regulated cash reload networks and banking partners.
  • Online payment rails: access to partner powered debit card, credit card, ACH, and wire services that allow you to fund Bitcoin purchases through third party money transmitters, banks, or payment processors.
  • Bitcoin ATMs: transactions conducted at Crypto Dispensers branded or affiliated kiosks that allow you to insert cash and receive Bitcoin to a wallet address you control, subject to applicable limits and verification requirements.
  • Web and mobile interfaces: online tools that display prices, permit you to create or manage orders, and show your transaction history, including transactions executed through our partners.

Certain Services or transaction types may be provided in whole or in part by regulated third party entities such as licensed money transmitters, banks, or other financial institutions. In those cases, you may be required to agree to additional terms and disclosures from those third parties, and their regulatory licenses, policies, and operational controls will also govern aspects of your transaction.

Crypto Dispensers is not a bank, trust company, broker dealer, investment adviser, or exchange in the traditional securities sense. We do not take custody of your fiat funds in all cases and do not hold digital assets on your behalf except where explicitly stated in a separate agreement. Our role is primarily to provide user interfaces, connectivity to payment and cash rails, and transaction orchestration between you and our regulated partners.

Availability of specific Services and features may vary by jurisdiction, user profile, and partner configuration, and Crypto Dispensers may modify, expand, or discontinue any Service at any time in accordance with these Terms and applicable law.

2. Changes to These Terms

Crypto Dispensers may revise these Terms at any time to reflect updates to our Services, changes in applicable laws or regulatory guidance, risk considerations, operational adjustments, or requirements imposed by our partners or financial institutions. Any modifications will become effective upon posting the updated Terms on our website unless a different effective date is specified.

We will use reasonable efforts to provide advance notice of material changes, which may include website postings, email notifications, or in-product alerts. However, it is your responsibility to review these Terms periodically. Your continued use of the Services following the effective date of any modifications constitutes your acceptance of the revised Terms.

If you do not agree to the modified Terms, you must discontinue use of the Services. The then-current Terms will govern all transactions executed prior to the effective date of modification.

3. Eligibility

You may use the Services only if you satisfy all eligibility requirements below. By accessing or using the Services, you represent and warrant on a continuing basis that:

  • Age and Capacity: You are at least 18 years old, or the legal age of majority in your jurisdiction, and you have the full right, power, and authority to enter into and comply with these Terms.
  • Sanctions Compliance: You are not the subject of, nor located in a jurisdiction subject to, U.S. or international sanctions, including sanctions administered by the U.S. Office of Foreign Assets Control (OFAC). You are not listed on any government-issued restricted, denied, or prohibited persons lists.
  • Legal Restrictions: You are not accessing the Services from any jurisdiction where cryptocurrency activity, the purchase of Bitcoin, or the use of in store cash deposit services is prohibited by law.
  • Prior Restrictions: You have not been previously suspended, terminated, or restricted by Crypto Dispensers or by a third-party financial service partner integrated with the Services.
  • Authorized Use Only: You are acting solely on your own behalf and not as an agent, representative, or intermediary for any other person, entity, or undisclosed third party.

Crypto Dispensers may require you to provide additional documentation or information at any time to confirm your eligibility or to comply with regulatory obligations. Failure to meet or maintain eligibility requirements may result in suspension or termination of your account.

4. Account Registration and Security

4.1 Account Creation

To access most features of the Services, you must create an account (“Account”) and provide accurate, complete, and current information. You agree that you will not create an Account using a false identity, under another person’s name, or on behalf of any third party.

Crypto Dispensers may, in its sole discretion, decline to open an Account for any reason permitted by law, including risk considerations, regulatory requirements, or inconsistencies in the information provided.

4.2 Accuracy of Information

You represent and warrant that all information submitted during registration or thereafter is and will remain true, accurate, and complete. You agree to update your information promptly if it changes. Failure to maintain accurate information may result in transaction delays, account restrictions, or termination.

4.3 Identity Verification (KYC)

You authorize Crypto Dispensers and its regulated compliance partners to request, collect, verify, and retain information necessary to comply with applicable Know Your Customer (“KYC”), Anti-Money Laundering (“AML”), and Countering the Financing of Terrorism (“CFT”) requirements. Verification may include, without limitation:

  • Government-issued identification;
  • Biometric or facial verification;
  • Proof of residence or mailing address;
  • Source-of-funds or source-of-wealth information;
  • Additional documentation required by our banking, payment, or regulatory partners.

Crypto Dispensers may deny, delay, or restrict your Account or transactions until verification is completed. If you fail to complete verification to our satisfaction, your Account may be suspended or closed.

4.4 Ongoing Transaction Monitoring

You acknowledge that all transactions conducted through the Services are subject to monitoring, review, and analysis for compliance with AML, CFT, sanctions, fraud prevention, and risk management obligations. Crypto Dispensers may:

  • Delay or block transactions;
  • Request additional information or documentation;
  • File reports with regulatory or law enforcement authorities;
  • Suspend or terminate your Account;
  • Restrict access to certain Services;
  • Reject or freeze suspicious activity as required by law or partner policy.

Crypto Dispensers is not required to notify you of any such actions if doing so would violate law or regulatory guidance.

4.5 Account Security and Unauthorized Activity

You are solely responsible for maintaining the confidentiality and security of your Account credentials, devices, email accounts, and authentication methods. You agree that:

  • All activity occurring under your Account is deemed authorized by you;
  • You will immediately notify Crypto Dispensers if you suspect unauthorized access or activity;
  • You will not share your login credentials or permit third parties to access your Account;
  • You will maintain updated anti-malware and device security controls.

Crypto Dispensers is not liable for any loss or damages arising from unauthorized Account access resulting from compromised credentials, device breaches, phishing attacks, SIM swaps, or failure to maintain adequate security controls.

4.6 Account Restrictions

We may, at any time and without prior notice, impose restrictions on your Account, including transaction limits, withdrawal holds, or temporary suspensions, in order to comply with law, regulatory obligations, partner requirements, or internal risk policies.

You acknowledge that such restrictions may prevent, delay, or limit your ability to initiate transactions, access certain Services, or use your Account until the issue is resolved.

5. Privacy and Data Protection

Crypto Dispensers is committed to protecting your personal information and handling it responsibly in accordance with applicable privacy, data protection, financial regulations, and industry standards. Your use of the Services is also governed by our Privacy Policy, which describes in detail how we collect, use, store, disclose, and protect your information. By using the Services, you acknowledge and agree that Crypto Dispensers may process your data as described in these Terms and in our Privacy Policy.

5.1 Information We Collect

We may collect the following categories of information when you access or use the Services:

  • Personal Identifying Information: Information that can identify you, including your name, address, email, phone number, date of birth, government-issued identification, and other information required for KYC verification.
  • Financial and Transactional Data: Information related to funding methods, Bitcoin purchases, in store cash deposits, ATM transactions, payment attempts, confirmations, failures, transaction amounts, timestamps, and related metadata.
  • Device and Usage Data: IP address, browser type, device identifiers, geolocation information (where permitted), login logs, activity logs, and behavioral patterns collected to maintain platform integrity, detect fraud, and improve performance.
  • Compliance and Risk Information: Data obtained during identity verification, AML screening, sanctions checks, fraud monitoring, dispute assessments, and any information obtained from our regulated partners or service providers.

5.2 How We Use Your Information

Your information may be used for the following purposes:

  • Service Delivery: To operate the Services and facilitate your transactions, including identity verification, payment processing, and transaction execution.
  • Compliance and Risk Obligations: To comply with KYC, AML, OFAC, sanctions, fraud prevention, recordkeeping, audits, reporting obligations, and other legal requirements.
  • Security: To protect accounts, detect unauthorized access, prevent fraud and abuse, investigate suspicious activities, and maintain system integrity.
  • Improvement of Services: To optimize user experience, troubleshoot issues, refine operational processes, and develop new features.
  • Communications: To send service announcements, transactional confirmations, legally required notices, risk alerts, or support communications.

5.3 How We Share Your Information

Crypto Dispensers does not sell personal information. We may share your data only under the following circumstances:

  • Regulated Partners: With third party banking partners, money transmitters, payment processors, verification vendors, and compliance service providers that facilitate your transactions or perform legally required checks.
  • Regulators and Law Enforcement: When required by law, subpoena, court order, government request, or to comply with AML reporting obligations, sanctions compliance, fraud investigations, or regulatory audits.
  • Risk Management Purposes: To prevent fraud, enforce these Terms, protect the Services, or protect the safety and rights of Crypto Dispensers and its users.
  • Corporate Transactions: In connection with mergers, acquisitions, asset transfers, financing, due diligence, or similar events, subject to confidentiality protections.

5.4 Data Retention

Crypto Dispensers retains personal and transactional data for as long as necessary to fulfill operational requirements, comply with regulatory obligations (including AML recordkeeping laws), resolve disputes, enforce agreements, and protect the integrity of the Services. Retention periods vary depending on the nature of the data and legal requirements.

5.5 Data Security

We implement administrative, technical, and physical safeguards designed to protect your information from unauthorized access, destruction, misuse, modification, or disclosure. These safeguards include encryption, access controls, monitoring, and secure storage protocols. No method of electronic transmission or storage is entirely risk-free, and we cannot guarantee absolute security.

5.6 Your Privacy Rights

You may have certain rights depending on your jurisdiction, which may include:

  • Access: You may request a copy of the personal information we maintain about you.
  • Correction: You may request correction of inaccurate or incomplete information.
  • Deletion: You may request deletion of your information where legally permitted, subject to retention obligations.
  • Restrictions: You may request limits on how your information is used under certain conditions.
  • Preferences: You may adjust communication preferences and certain privacy settings through your account.

Requests may require identity verification and may be denied where permitted by law or necessary for compliance, AML obligations, fraud prevention, or operational integrity.

5.7 Consent to Electronic Communications

By using the Services, you consent to receiving electronic communications, including legally required notices, disclosures, and updates. Electronic communications satisfy any legal requirement that such communications be in writing.

6. Fees, Pricing, and Taxes

Crypto Dispensers is committed to transparency in how fees are calculated and displayed. By initiating any transaction through the Services, you agree to all applicable fees, pricing mechanisms, spreads, and partner charges disclosed at or before the time of transaction execution.

6.1 Service Fees

Crypto Dispensers may charge service fees for transactions or for the use of specific features within the Services. Service fees vary based on payment method, transaction size, jurisdiction, partner configuration, market conditions, and operational costs. All applicable fees will be disclosed to you prior to the completion of a transaction and, once confirmed, are non-refundable to the fullest extent permitted by law.

6.2 Network, Processing, and Partner Fees

Transactions facilitated through third-party payment processors, cash reload networks, or banking partners may incur additional fees or charges. These fees are set by the applicable third party, not by Crypto Dispensers, and may include:

  • Card processing fees;
  • Bank transfer or wire fees;
  • Cash reload network fees;
  • Compliance, verification, or screening costs imposed by partners.

Any such fees will either be displayed to you at checkout or embedded within the final transaction price as permitted by law and partner policy. Crypto Dispensers is not responsible for partner-imposed fees.

6.3 Digital Asset Pricing and Spreads

The price of Bitcoin displayed within the Services may include a spread above or below the prevailing market rate. Spreads account for:

  • Liquidity sourcing and slippage risk;
  • Real-time market volatility;
  • Operational and custodial partner costs;
  • Infrastructure, fraud mitigation, and compliance expenses.

Prices may differ from those published on other exchanges or data sources. You acknowledge that Crypto Dispensers has no obligation to present the lowest or best available market price and that spreads may change without notice in response to market conditions.

6.4 Taxes

You are solely responsible for determining, reporting, and paying any taxes arising from transactions conducted through the Services, including capital gains, income, VAT, sales, or other tax liabilities. Crypto Dispensers does not provide tax advice and does not calculate or withhold taxes on your behalf unless required by applicable law.

You acknowledge that certain transactions may generate taxable events and that tax treatment varies by jurisdiction. If you are uncertain about your tax obligations, you should consult a qualified tax professional.

6.5 Finality of Transactions

Cryptocurrency transactions are irreversible once broadcast to the blockchain or delivered to the wallet address you provide. Accordingly:

  • Completed transactions cannot be reversed, canceled, or refunded.
  • Errors arising from incorrect wallet addresses, user mistakes, or compromised accounts are the sole responsibility of the User.
  • Transactions may only be canceled before processing if explicitly permitted by the interface at the time of request.

6.6 No Chargebacks

You agree not to attempt to initiate or pursue chargebacks, payment disputes, or reversals through your bank, card issuer, or payment provider for completed transactions. If you initiate a chargeback contrary to these Terms, Crypto Dispensers reserves the right to:

  • Recover any amounts improperly disputed;
  • Charge associated administrative or recovery costs;
  • Suspend or terminate your Account;
  • Report fraudulent disputes to the appropriate authorities.

6.7 Fee Changes

We may modify fees, spreads, or pricing methodologies at any time. Updated fees will apply to all transactions initiated after publication of the revised fee schedule or in-product disclosure. Your continued use of the Services constitutes acceptance of any such updates.

7. Prohibited Activities

You may use the Services only for lawful purposes and in accordance with these Terms. You agree that you will not, directly or indirectly, engage in any activity that violates applicable law, threatens the security or integrity of the Services, or exposes Crypto Dispensers, our partners, or other users to risk. The activities described below are strictly prohibited and may result in immediate account suspension, termination, transaction reversal (where legally permitted), reporting to authorities, or other remedial action at our discretion.

7.1 Illegal, Fraudulent, or Abusive Conduct

  • Money Laundering, Terrorist Financing, or Financial Crime: Using the Services to conceal or disguise the origin of funds, facilitate illegal proceeds, support sanctioned entities, or engage in structuring or smurfing activities to evade reporting obligations.
  • Fraud or Deceptive Practices: Engaging in schemes involving impersonation, investment fraud, romance scams, pig-butchering schemes, refund fraud, chargeback abuse, or any activity designed to mislead or defraud others.
  • Buying or Selling Bitcoin for Third Parties: Acting as an intermediary, broker, agent, or facilitator for another person or entity, whether disclosed or undisclosed, including receiving instructions from strangers or online contacts to deposit cash, initiate transactions, or transfer digital assets on their behalf.
  • Use of Stolen or Unauthorized Payment Methods: Funding transactions using stolen cash, counterfeit currency, unauthorized debit or credit cards, compromised bank accounts, or any other unlawful funding source.

7.2 Platform Security Violations

  • Unauthorized Access: Attempting to gain access to another user’s account, personal information, payment credentials, transaction details, or private data stored within or connected to the Services.
  • System Interference: Introducing malware, viruses, bots, scrapers, automated scripts, exploits, or performing penetration testing without explicit written authorization from Crypto Dispensers.
  • Reverse Engineering: Copying, modifying, decompiling, decoding, or attempting to extract source code or proprietary logic from any part of the Services.
  • Circumvention of Controls: Attempting to bypass transaction limits, identity verification processes, sanctions screening, fraud detection systems, geographic restrictions, or other security mechanisms.

7.3 Market Manipulation and Unlawful Financial Activity

  • Manipulative Trading: Engaging in wash trading, spoofing, layering, pump-and-dump schemes, coordinated manipulation, or other abusive market conduct prohibited by law or regulatory guidance.
  • Unlicensed Money Transmission: Operating a business that transmits money or digital assets without required licenses, including acting as an exchange, OTC desk, or escrow agent without authorization.
  • Tax Evasion: Using the Services to hide or misrepresent taxable events or to assist others in evading tax obligations.

7.4 Sanctions, Export Controls, and Geographic Restrictions

  • Sanctions Evasion: Using VPNs, proxies, or falsified information to access the Services from prohibited jurisdictions or to obscure interactions with sanctioned persons or regions.
  • Export Control Violations: Engaging in activities restricted under U.S. export control laws, including technology transfers to prohibited countries or parties.
  • Restricted Jurisdiction Access: Accessing the Services from any country or territory where the Services are not lawful or where Crypto Dispensers is not authorized to operate.

7.5 Misuse of the Services

  • Interference with Service Operations: Actions that degrade, harm, overload, or disrupt the functioning of the Services or associated networks, systems, or infrastructure.
  • False Information: Providing inaccurate, incomplete, or intentionally misleading information during registration, verification, support interactions, or transaction execution.
  • Unauthorized Commercial Use: Using the Services for business purposes not explicitly approved by Crypto Dispensers, including reselling access, creating derivative services, or white-labeling without authorization.
  • Harassment or Abuse: Engaging in threats, harassment, intimidation, or abusive conduct toward other users, employees, partners, or support agents.

7.6 Our Rights to Enforce This Section

Crypto Dispensers may take any action deemed reasonably necessary to enforce this Section, including without limitation:

  • Immediate suspension or termination of your Account;
  • Cancellation, freezing, or blocking of pending transactions where legally permitted;
  • Reporting suspicious activity to financial institutions, regulators, or law enforcement;
  • Restricting access to certain Services, features, or transaction types;
  • Pursuing civil remedies or recovery of losses caused by your actions.

Crypto Dispensers is not required to disclose the reason for any enforcement action where doing so may violate law, regulatory guidance, partner policies, or internal risk controls.

8. Service Availability and Risk Disclosures

You acknowledge and agree that the Services may be subject to limitations, delays, interruptions, errors, and other issues that arise from the nature of digital asset markets, blockchain networks, financial services infrastructure, and internet-based technologies. Crypto Dispensers does not guarantee uninterrupted, continuous, or error-free access to the Services. You understand and accept the risks outlined in this Section as a condition of using the Services.

8.1 Market and Asset Risks

The purchase, sale, and holding of Bitcoin involves significant risk, including extreme price volatility, liquidity constraints, rapid market fluctuations, and regulatory changes. The value of Bitcoin may increase or decrease at any time, and you may lose some or all of the value of your purchase.

Crypto Dispensers does not warrant, represent, or guarantee that:

  • Bitcoin or any digital asset will be a stable, secure, or suitable investment;
  • You will achieve any financial outcome, profit, or return;
  • Displayed prices reflect the best available market price;
  • Prices will be free of delay, disruption, or error.

8.2 Blockchain and Network Risks

Bitcoin transactions rely on decentralized blockchain networks that Crypto Dispensers does not own, operate, or control. Network congestion, forks, replay attacks, hashing power fluctuations, miner behavior, or protocol-level vulnerabilities may:

  • Delay, prevent, or reverse transaction confirmations;
  • Cause increased network fees;
  • Result in irreversible loss of funds;
  • Impact reliability or availability of the Services.

Crypto Dispensers is not responsible for any delays or failures caused by blockchain network issues.

8.3 Payment Rail and Partner Risks

Many aspects of the Services rely on regulated third-party partners, including banks, money transmitters, cash reload networks, payment processors, and compliance vendors. These partners may impose their own limits, delays, holds, or requirements, and may experience outages, maintenance periods, or service disruptions outside our control.

Crypto Dispensers is not liable for:

  • Partner system outages or network downtime;
  • Delayed processing of cash deposits, card payments, ACH transactions, or wires;
  • Partner-imposed fees, limits, or holds;
  • Suspension or termination of your access by a partner.

8.4 Slippage, Interruptions, and Delayed Quotes

Prices displayed in the Services may be delayed, may differ from prevailing market rates, and may change before a transaction is executed. You acknowledge that:

  • Market data may be incomplete, out of date, or unavailable at times;
  • Your confirmed price may differ from the price displayed prior to confirmation;
  • Execution is not guaranteed until a transaction is finalized.

You accept full responsibility for any loss arising from price changes, slippage, latency, or market movements.

8.5 Service Interruptions and System Maintenance

Crypto Dispensers may suspend or limit access to the Services at any time, with or without notice, for maintenance, upgrades, emergency interventions, security reviews, partner-related outages, or technical issues. We may also restrict access to certain features due to regulatory changes or risk-based considerations.

You agree that Crypto Dispensers is not liable for:

  • Inability to access the Services during downtime;
  • Inability to complete a transaction due to scheduled or unexpected maintenance;
  • Losses arising from delays, outages, or service limitations;
  • Expired payment windows, price changes, or order cancellations resulting from interruptions.

8.6 Irreversibility of Digital Asset Transactions

Once Bitcoin is broadcast to the blockchain or delivered to the wallet address you provide, the transaction is final and irreversible. Crypto Dispensers cannot:

  • Reverse or recover Bitcoin sent to an incorrect or incompatible address;
  • Recover Bitcoin transferred due to phishing, SIM swapping, fraud, or compromised devices;
  • Guarantee the safety of transactions conducted using wallets not controlled by you.

8.7 Your Acknowledgment of Risk

By using the Services, you expressly acknowledge and agree that:

  • You understand the risks associated with Bitcoin and digital asset markets;
  • You are solely responsible for assessing whether the Services and digital asset purchases are appropriate for your circumstances;
  • Crypto Dispensers is not responsible for market losses, network failures, or technical issues;
  • You will not hold Crypto Dispensers liable for financial outcomes resulting from using the Services.

If you are uncertain about the risks associated with digital assets, you should consult a qualified financial advisor before using the Services.

9. Third-Party Services

Certain features, payment methods, and transaction flows within the Services are powered, facilitated, or operated in whole or in part by independent third-party service providers (“Third-Party Providers”). These may include licensed money transmitters, banks, cash reload networks, identity verification vendors, payment processors, liquidity providers, and blockchain infrastructure partners. Your use of any Third-Party Provider’s products or services may require you to accept additional terms, disclosures, or privacy practices imposed by such providers.

9.1 Independent Third-Party Providers

Third-Party Providers are independent entities not controlled by Crypto Dispensers. We do not:

  • Issue or hold fiat funds on behalf of users (where such function is performed exclusively by the Third-Party Provider);
  • Process debit, credit, ACH, or wire transactions directly;
  • Operate or manage banking or money transmission licenses of Third-Party Providers;
  • Control the timelines, approval decisions, or operational processes of Third-Party Providers.

Crypto Dispensers is not responsible for the acts, omissions, performance, policies, or failures of any Third-Party Provider.

9.2 No Responsibility for Third-Party Failures

You acknowledge and agree that Crypto Dispensers has no liability for losses, delays, or damages arising out of:

  • System outages, downtimes, or maintenance windows of Third-Party Providers;
  • Verification delays, additional documentation requests, or declined transactions;
  • Partner-imposed limits, holds, freezes, or account restrictions;
  • Banking network failures, card network issues, or payment rail disruptions;
  • Cash reload network malfunctions or inability of a store to complete a reload transaction;
  • Disputes or errors in systems that Crypto Dispensers does not control.

9.3 Data Sharing with Third-Party Providers

To provide the Services and comply with legal requirements, Crypto Dispensers may share your information with Third-Party Providers performing functions such as:

  • KYC, AML, and sanctions screening;
  • Payment processing and funds settlement;
  • Cash reload and transaction routing;
  • Fraud detection and risk assessments;
  • Customer verification and security checks.

By using the Services, you authorize Crypto Dispensers to share your information with such Third-Party Providers as reasonably necessary to operate, secure, and monitor the Services or as required by law.

9.4 Third-Party Terms and Policies

Your interactions with Third-Party Providers are governed by their terms, conditions, and privacy policies. Crypto Dispensers does not control, endorse, or assume responsibility for any Third-Party Provider’s legal agreements, business practices, security standards, or data handling procedures.

You agree that any disputes arising from or related to Third-Party Provider services, decisions, delays, or actions must be resolved directly with the applicable provider to the extent permitted by law.

9.5 Third-Party Accessibility and Availability

Because certain features of the Services depend on Third-Party Providers, access to those features may be limited, delayed, suspended, or unavailable based on:

  • Geographic restrictions or licensing limitations;
  • Partner capacity, operational policies, or risk controls;
  • Compliance requirements imposed by regulators or banking partners;
  • Merchant or retail store availability for in-store cash deposits.

Crypto Dispensers cannot guarantee the ongoing availability of any Third-Party Provider or feature, and may modify, suspend, or discontinue access to certain services without notice to comply with regulatory, legal, or partner obligations.

9.6 Liability Limitations

To the maximum extent permitted by law, Crypto Dispensers disclaims any liability for losses arising from the actions or inactions of Third-Party Providers. This includes financial losses, delays, data errors, availability issues, security incidents, or transaction disruptions attributable to systems or networks not operated by Crypto Dispensers.

Your sole remedy for issues caused by a Third-Party Provider is to seek recourse directly from that provider, subject to their own policies and applicable law.

10. Intellectual Property

The Services, including all related technology, software, user interfaces, text, graphics, logos, trademarks, trade names, service marks, images, designs, layouts, data, content, architecture, and any other materials provided by Crypto Dispensers (collectively, the “Crypto Dispensers Materials”), are the exclusive property of Virtual Assets, Inc. or its licensors and are protected by U.S. and international copyright, trademark, trade secret, and other intellectual property laws.

10.1 Ownership of the Services

Subject to your compliance with these Terms, Crypto Dispensers grants you a limited, revocable, non-exclusive, non-transferable license to access and use the Services for your personal, lawful use only. This license does not transfer any ownership rights to you and may be suspended or terminated at any time in accordance with these Terms.

Except for this limited license, no portion of the Services or Crypto Dispensers Materials is sold, assigned, or otherwise transferred to you, and all rights not expressly granted remain reserved by Crypto Dispensers.

10.2 Restrictions on Use

You agree that you will not, and will not allow any third party to:

  • Copy, reproduce, duplicate, modify, adapt, translate, publicly display, publish, republish, distribute, or create derivative works based on the Services or Crypto Dispensers Materials;
  • Reverse engineer, decompile, disassemble, decode, attempt to extract source code, or otherwise derive the underlying concepts, structure, or algorithms of the Services;
  • Scrape, crawl, index, harvest, or extract data from the Services, including through automated means or bots, without express written permission from Crypto Dispensers;
  • Remove, alter, or obscure any copyright, proprietary notices, branding, watermarks, or metadata incorporated in the Services;
  • Rent, lease, sublicense, resell, white-label, mirror, frame, or commercially exploit the Services or any portion thereof;
  • Use the Services for benchmarking, competitive analysis, or to develop a competing product or service;
  • Access the Services in a manner intended to circumvent technical limitations, rate limits, security measures, or authentication systems;
  • Upload or distribute content that infringes or violates the intellectual property rights of any third party.

10.3 Trademarks and Brand Assets

The name “Crypto Dispensers,” “Virtual Assets, Inc.,” and all related logos, marks, design elements, product names, and branding assets are trademarks or registered trademarks of Virtual Assets, Inc. You may not use, reproduce, imitate, or display any Crypto Dispensers trademarks without our prior written consent.

Unauthorized use of Crypto Dispensers branding may constitute trademark infringement, unfair competition, dilution, or misrepresentation, and we reserve all rights to pursue legal remedies.

10.4 User-Generated Content

If you submit, upload, or transmit content through the Services (“User Content”), you retain ownership of your intellectual property rights in such content. However, you grant Crypto Dispensers a worldwide, non-exclusive, royalty-free, transferable, and sublicensable license to use, reproduce, modify, distribute, display, and create derivative works of the User Content solely for the purposes of operating, improving, securing, and promoting the Services.

You represent and warrant that you have all necessary rights to submit any User Content and that such content does not infringe, violate, or misappropriate the rights of any third party.

10.5 Feedback and Suggestions

If you provide feedback, suggestions, ideas, product improvements, or recommendations (“Feedback”), you acknowledge that such Feedback is voluntarily provided and may be used by Crypto Dispensers without obligation, compensation, or restriction of any kind. Feedback is not confidential and becomes the sole property of Crypto Dispensers.

10.6 Reservation of Rights

All rights, title, and interest in and to the Services and the Crypto Dispensers Materials are expressly reserved. No rights are granted to you except as expressly set forth in these Terms. Any unauthorized use of the Services or Crypto Dispensers Materials is strictly prohibited and may result in civil, criminal, or administrative penalties.

11. Suspension and Termination

Crypto Dispensers may, at any time and in its sole discretion, suspend, restrict, or terminate your Account or access to any portion of the Services if we determine that such action is necessary to comply with legal or regulatory obligations, enforce these Terms, protect the integrity of the Services, manage risk, or address actual or suspected improper activity.

11.1 Grounds for Suspension or Termination

Without limiting the generality of the foregoing, Crypto Dispensers may suspend or terminate your Account for any of the following reasons:

  • Regulatory Requirements: When required by law, subpoenas, court orders, government inquiries, or regulatory directives.
  • KYC/AML Non-Compliance: Failure to complete identity verification, refusal to provide additional information, or discrepancies or red flags identified during compliance reviews.
  • Suspicious or Prohibited Activity: Transactions, behavior, or patterns indicative of fraud, money laundering, terrorist financing, sanctions evasion, third-party usage, or any prohibited activity under Section 7 of these Terms.
  • Risk Concerns: Activity deemed high-risk by our internal fraud systems, banking partners, payment processors, or cash reload networks.
  • Partner Requirements: Action taken at the direction of our financial institutions, money transmitters, or compliance vendors due to their risk rules or operational needs.
  • User Conduct: Abusive behavior toward support staff, harassment, threats, or interference with the functioning of the Services.
  • Security Incidents: Evidence that your Account, device, SIM, email, or credentials have been compromised.
  • Breach of These Terms: Any violation, attempted violation, or facilitation of a violation of these Terms.

11.2 Immediate Action Without Notice

Crypto Dispensers may take immediate action to suspend or terminate your Account without prior notice if we determine that delaying such action would:

  • Expose Crypto Dispensers, its partners, or other users to risk;
  • Violate AML, sanctions, or financial crime prevention obligations;
  • Compromise ongoing investigations or regulatory requests;
  • Allow continued fraud, unauthorized activity, or illegal conduct.

We are not obligated to disclose the reason for suspension or termination where doing so may violate law, partner policy, or risk protocols.

11.3 Effects of Suspension or Termination

Upon suspension or termination:

  • Your access to the Services will be revoked immediately;
  • Pending transactions may be delayed, canceled, or reported as required by law;
  • We may freeze or restrict funds or transaction capabilities where legally permitted;
  • We may retain or disclose information to comply with legal, regulatory, or audit obligations;
  • Your data will be retained in accordance with AML recordkeeping laws and our Privacy Policy.

You are not entitled to compensation, refunds, or continued access following termination, except where required by law.

11.4 User-Initiated Account Closure

You may request closure of your Account at any time by contacting support, provided that:

  • All pending transactions have been completed or canceled;
  • All compliance reviews have been successfully completed;
  • No holds, investigations, or partner reviews are pending;
  • All outstanding obligations have been satisfied.

Account closure does not affect our right to retain data or report activity pursuant to legal or regulatory requirements.

11.5 No Liability for Termination

To the maximum extent permitted by law, Crypto Dispensers shall not be liable to you for any losses, damages, loss of access, lost opportunities, inability to use the Services, or any other harm arising from the suspension or termination of your Account, regardless of the cause or timing of such action.

12. Disclaimers

To the fullest extent permitted by applicable law, the Services are provided on an “AS IS,” “AS AVAILABLE,” and “WITH ALL FAULTS” basis. Crypto Dispensers expressly disclaims all warranties—whether express, implied, statutory, or otherwise—including but not limited to any warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, availability, reliability, or suitability of the Services.

12.1 No Advisory Relationship

Crypto Dispensers does not provide and will not be deemed to provide investment, tax, legal, accounting, or financial advice. Any pricing, charts, market commentary, educational resources, or other information made available through the Services is for informational purposes only and does not constitute a recommendation or endorsement of any transaction.

12.2 No Guarantee of Continuous Access

We do not guarantee uninterrupted or error-free access to the Services. Your ability to use the Services may be affected by maintenance, outages, partner downtime, blockchain congestion, network instability, cyberattacks, or other factors beyond our control. You agree that Crypto Dispensers is not responsible for any delays, failures, or inability to access features due to such circumstances.

12.3 No Warranty on Pricing, Market Data, or Exchange Rates

Pricing information, market data, exchange rates, or charts displayed through the Services may be delayed, inaccurate, incomplete, or subject to error. Crypto Dispensers does not warrant that displayed prices reflect the best available market price or real-time conditions. The final execution price may differ from the price shown at the time an order was initiated due to market volatility, spreads, latency, or liquidity limitations.

12.4 No Warranty for Third-Party Providers

Many aspects of the Services—such as payment processing, identity verification, cash reloads, and banking rails—are provided by independent Third-Party Providers. Crypto Dispensers does not guarantee their performance, uptime, response times, accuracy, or service levels. You agree that Crypto Dispensers is not responsible for any failures, delays, outages, errors, or losses caused by Third-Party Providers.

12.5 No Warranty of Security or Immunity From Attack

Although we implement commercially reasonable security controls, we do not guarantee that the Services, blockchain networks, communications, or user accounts will be free from:

  • malware, viruses, or harmful code;
  • phishing, SIM-swaps, or credential theft;
  • unauthorized access to accounts or systems;
  • data breaches or vulnerabilities;
  • denial-of-service attacks or hostile actions.

You are responsible for maintaining secure devices, strong passwords, and appropriate safeguards for your wallets and authentication methods.

12.6 No Warranty for User Errors

Crypto Dispensers is not responsible for losses arising from:

  • incorrect Bitcoin addresses or incompatible wallets;
  • sending Bitcoin to the wrong address;
  • transaction mistakes or misunderstandings of blockchain confirmations;
  • compromised devices or unauthorized access enabled by user behavior;
  • following instructions from scammers, impersonators, or fraudulent actors.

12.7 Sole Reliance at Your Own Risk

You acknowledge that all transactions and reliance on information provided through the Services are undertaken at your sole risk. Crypto Dispensers does not guarantee that Bitcoin or digital asset transactions are appropriate for your financial situation, risk tolerance, or objectives. You assume full responsibility for evaluating potential gains or losses associated with digital asset activity.

13. Limitation of Liability

To the maximum extent permitted by applicable law, Crypto Dispensers, its affiliates, directors, officers, employees, agents, licensors, partners, service providers, and contractors (collectively, the “Crypto Dispensers Parties”) shall not be liable to you for any losses or damages of any kind, whether arising in contract, tort (including negligence), strict liability, statute, equity, or otherwise, including but not limited to:

  • Indirect, incidental, or consequential damages;
  • Loss of profits, revenue, goodwill, or business opportunities;
  • Loss, corruption, or theft of data;
  • Losses arising from market volatility or price fluctuations of Bitcoin;
  • Losses arising from delays, errors, outages, or inability to access the Services;
  • Losses caused by Third-Party Providers, banking partners, payment processors, or cash reload networks;
  • Losses arising from unauthorized access due to compromised credentials, devices, phone numbers, or emails;
  • Losses resulting from user mistakes, incorrect wallet addresses, or transactions sent to incompatible or unintended wallets;
  • Losses caused by malware, phishing, SIM-swaps, social engineering, or fraud;
  • Losses resulting from regulatory changes, legal orders, holds, or compliance requirements;
  • Losses arising from reliance on displayed pricing, market data, or informational content.

13.1 Cap on Direct Damages

To the extent Crypto Dispensers is found liable for any direct damages under applicable law, the total aggregate liability of the Crypto Dispensers Parties for all claims arising out of or relating to your use of the Services shall not exceed the total amount of fees you paid to Crypto Dispensers for transactions during the twelve (12) months preceding the event giving rise to the claim.

If you have not paid any fees, Crypto Dispensers’ maximum liability shall be $100 USD.

13.2 No Liability for Third-Party Services

Crypto Dispensers is not responsible for the acts, omissions, performance, availability, reliability, accuracy, or security of any Third-Party Provider, including payment processors, banks, identity verification partners, cash reload networks, blockchain networks, or liquidity providers. You agree that your sole remedy for issues caused by Third-Party Providers is to seek recourse from the applicable provider, subject to their policies and applicable law.

13.3 No Liability for Blockchain or Market Conditions

Bitcoin transactions depend on decentralized blockchain networks that Crypto Dispensers does not control. We are not responsible for:

  • network congestion, forks, delays, or protocol changes;
  • transaction confirmation failures or delays;
  • increased or unexpected network fees;
  • losses arising from blockchain vulnerabilities or miner behavior;
  • market volatility, liquidity shortages, or exchange rate fluctuations.

13.4 No Liability for Force Majeure Events

Crypto Dispensers shall not be liable for any delay or failure in performance caused by circumstances beyond our reasonable control, including natural disasters, war, labor disputes, government actions, blackouts, utility interruptions, cyberattacks, pandemics, or disruptions in telecommunications or financial networks.

13.5 No Liability for User Reliance

You agree that you do not rely on any statement, representation, warranty, or disclaimer except as expressly stated in these Terms. You assume full responsibility for decisions made based on your use of the Services, including reliance on any information, alerts, charts, or content provided.

These limitations apply regardless of whether the alleged damages were foreseeable or whether Crypto Dispensers was advised of the possibility of such damages.

14. Indemnification

To the fullest extent permitted by applicable law, you agree to indemnify, defend, and hold harmless Crypto Dispensers, its affiliates, directors, officers, employees, agents, licensors, service providers, and partners (collectively, the “Crypto Dispensers Parties”) from and against any and all claims, demands, actions, investigations, proceedings, liabilities, losses, damages, costs, or expenses (including reasonable attorneys’ fees) arising out of or relating to:

  • Your use of the Services: including all transactions, decisions, or actions taken using your Account or through your devices, credentials, or authentication methods.
  • Violation of these Terms: including prohibited activity, misuse, or breach of any representation, warranty, or obligation set forth herein.
  • User Content: including any claim that your submitted content infringes, violates, or misappropriates the intellectual property or other rights of any third party.
  • Unauthorized or fraudulent activity: including SIM swaps, compromised devices, credential theft, social engineering attacks, or any misuse of your Account by you or a third party.
  • Third-party disputes: any claim brought by a third party arising out of your conduct, transactions, or interactions through the Services.
  • Regulatory or compliance violations: including AML, KYC, sanctions, tax, or reporting breaches related to your activity, information, or failure to provide required documentation.
  • Recoveries: any chargebacks, reversals, penalties, partner-imposed fees, or recovery actions initiated due to your conduct or non-compliance.

14.1 Defense and Control of Claims

Crypto Dispensers reserves the right, at its sole discretion and at your expense, to assume the exclusive defense and control of any matter subject to indemnification. You agree to cooperate fully with any such defense, including providing requested documentation, access to information, and reasonable assistance.

14.2 No Unauthorized Settlements

You may not settle or resolve any claim subject to indemnification without the prior written consent of Crypto Dispensers. Any unauthorized settlement is void and not binding on the Crypto Dispensers Parties.

14.3 Survival

Your indemnification obligations will survive the termination, suspension, or closure of your Account and your use of the Services to the maximum extent permitted by law.

15. Export Controls and International Use

Your use of the Services is subject to all applicable U.S. and international export control laws, sanctions laws, embargoes, and restrictions administered or enforced by authorities such as the U.S. Department of the Treasury’s Office of Foreign Assets Control (“OFAC”), the U.S. Department of Commerce, and other governmental agencies. By using the Services, you represent and warrant that your use complies with all such laws.

15.1 Prohibited Users and Jurisdictions

You may not use the Services if:

  • You are located in, resident in, or a national of any jurisdiction sanctioned by OFAC or other applicable authorities;
  • You are identified on any denied, blocked, prohibited, or restricted party list, including but not limited to OFAC’s Specially Designated Nationals (“SDN”) list, the U.S. Department of Commerce Denied Persons List, or similar lists;
  • You act on behalf of, or for the benefit of, any sanctioned or prohibited party;
  • You access the Services from a location where cryptocurrency activities or the Services are illegal or restricted.

Crypto Dispensers may restrict or disable access to certain Services, features, partners, or payment methods based on geographic, regulatory, or compliance requirements.

15.2 No Circumvention

You agree not to use VPNs, IP masking tools, proxy servers, false residence information, or any technical or non-technical method to circumvent geographic controls, sanctions screening, KYC requirements, or export restrictions. Any attempt to evade these controls constitutes a material breach of these Terms.

15.3 Compliance With Laws

You are responsible for complying with all laws, regulations, and rules that apply to your access to and use of the Services, including those of the jurisdiction from which you access the Services. Crypto Dispensers does not make any representation that the Services are appropriate or lawful for use in any jurisdiction.

15.4 Suspension for Export or Sanctions Concerns

Crypto Dispensers may immediately suspend or terminate your Account, restrict transaction capabilities, or block access to certain features if we suspect that your activity violates export control laws, sanctions programs, or international use restrictions. We may also report such activity to relevant authorities as required by law.

15.5 No Liability for International Restrictions

Crypto Dispensers shall not be liable for any losses, delays, or inability to access or use the Services caused by international laws, regulations, sanctions enforcement, regional internet restrictions, or actions by foreign regulatory authorities.

16. Dispute Resolution and Arbitration

Please read this Section carefully. It requires you to resolve most disputes with Crypto Dispensers through binding arbitration rather than in court, and it limits your ability to participate in class actions or class-wide arbitration. By using the Services, you agree to the provisions below.

16.1 Initial Resolution – Contact Us First

Most disputes can be resolved quickly and amicably by contacting our support team. You agree to make a good-faith effort to resolve any dispute with Crypto Dispensers informally before initiating arbitration.

16.2 Mandatory Arbitration Agreement

Except for the limited exceptions described below, any dispute, claim, or controversy arising out of or relating to your use of the Services, these Terms, your Account, transactions, communications, or any aspect of the relationship between you and Crypto Dispensers shall be resolved exclusively through binding arbitration administered by the American Arbitration Association (“AAA”) in accordance with its Commercial Arbitration Rules.

Arbitration is more informal than court. There is no judge or jury, and court review of arbitration awards is limited. You understand and agree that this Section constitutes a waiver of your right to a trial by jury.

16.3 Class Action Waiver

You and Crypto Dispensers agree that any arbitration or legal proceeding shall be conducted only on an individual basis and not in a class, collective, consolidated, private attorney general, or representative action.

You waive any right to participate in a class action or class arbitration against Crypto Dispensers. The arbitrator may award relief only in favor of the individual party seeking relief and only to the extent necessary to resolve that specific claim.

16.4 Exceptions – When You May File in Court

You or Crypto Dispensers may bring an individual action:

  • in small claims court, if the claim meets applicable jurisdictional requirements;
  • to enforce intellectual property rights, including copyrights, trademarks, and trade secrets;
  • for injunctive or equitable relief where monetary damages cannot adequately protect a party’s rights.

16.5 Arbitration Procedures

Arbitration will be conducted by a single arbitrator selected in accordance with AAA rules. The arbitration shall take place in the jurisdiction where Crypto Dispensers is headquartered, unless otherwise agreed by both parties, and may be conducted by telephone, video conference, or solely through written submissions at the arbitrator’s discretion.

The arbitrator shall have the authority to award monetary damages, injunctive relief, and any other remedy available under applicable law, except that the arbitrator may not conduct class-wide arbitration or award class-wide relief.

16.6 Fees and Costs

Arbitration fees shall be allocated according to AAA rules. Each party will bear its own attorneys’ fees and costs except where applicable law provides otherwise. If the arbitrator finds that a claim was frivolous or brought in bad faith, the arbitrator may award attorneys’ fees to the prevailing party.

16.7 Survival of This Section

This arbitration agreement shall survive termination of your Account, your use of the Services, and any transaction or relationship between you and Crypto Dispensers.

16.8 Severability

If any portion of this Section is found unenforceable, the unenforceable portion shall be severed, and the remainder shall remain in full force and effect. If the class-action waiver is found unenforceable, this entire Section 16 shall be void.

17. Miscellaneous Provisions

17.1 Governing Law

These Terms and any dispute arising out of or relating to them, the Services, or your relationship with Crypto Dispensers shall be governed by and construed in accordance with the laws of the state in which Virtual Assets, Inc. is headquartered, without regard to conflict-of-law principles. The United Nations Convention on Contracts for the International Sale of Goods does not apply.

17.2 Severability

If any provision of these Terms is found to be invalid, unlawful, or unenforceable, that provision shall be enforced to the maximum extent permissible, and the remaining provisions shall continue in full force and effect. The invalidity of a specific term shall not affect the validity of the remainder of these Terms.

17.3 No Waiver

No failure or delay by Crypto Dispensers in enforcing any right or provision of these Terms shall be deemed a waiver of such right or provision. Any waiver must be in writing and signed by an authorized representative of Crypto Dispensers. A waiver on one occasion shall not be deemed a waiver on subsequent occasions.

17.4 Assignment

You may not assign, transfer, or delegate any of your rights or obligations under these Terms without the prior written consent of Crypto Dispensers. Crypto Dispensers may assign or transfer these Terms, in whole or in part, to any affiliate, successor in interest, or acquirer without notice or restriction.

17.5 Entire Agreement

These Terms, together with any additional disclosures, agreements, or terms incorporated by reference, constitute the entire agreement between you and Crypto Dispensers with respect to your use of the Services. These Terms supersede any prior or contemporaneous agreements, communications, or understandings, whether oral or written.

17.6 Notices

Crypto Dispensers may provide notices to you through email, the Services, or public postings on our website. You agree that all electronic communications satisfy any legal requirement that such communications be in writing. You are responsible for maintaining accurate contact information in your Account.

17.7 Enforcement and Survival

Any provision of these Terms that, by its nature, should survive termination of your Account or use of the Services shall survive, including but not limited to: indemnification, arbitration, limitation of liability, disclaimers, and governing law.

18. Contact and Acknowledgment

18.1 Contacting Crypto Dispensers

If you have questions about these Terms, the Services, or your Account, you may contact us using the information below:

Crypto Dispensers (Virtual Assets, Inc.)
Website: www.cryptodispensers.com
Email: support@cryptodispensers.com

18.2 Acknowledgment of Terms

By creating an Account, initiating a transaction, or using any portion of the Services, you acknowledge that you have read these Terms, understand them, and agree to be bound by them. You also acknowledge that these Terms:

  • Define your rights and obligations with respect to the Services;
  • Include important limitations of liability and disclaimers of warranties;
  • Require binding arbitration and waive certain rights to bring claims in court or on a class basis;
  • May be updated from time to time, with continued use constituting acceptance of any revised Terms.

18.3 Continued Use as Acceptance

If you continue to access or use the Services after any changes to these Terms become effective, you are deemed to have accepted the updated Terms. If you do not agree with any provision of these Terms or any future modifications, you must stop using the Services and close your Account.

Thank you for choosing Crypto Dispensers. We appreciate the trust you place in us and remain committed to operating with integrity, transparency, and a focus on user protection as the digital asset landscape continues to evolve.